Terms of Service

UPDATED: September 21, 2026

These Terms of Service ("Terms") govern your access to and use of the IOST Terminal platform (the "Service"), an independently developed open-source project ("we", "us", "our"). By accessing or using the Service you agree to these Terms. If you do not agree, do not use the Service.

LAUNCH SCOPE — Trading on the public Service is simulated (paper) by default. Real-money (live) trading is OFF unless you are a signed-in human whose own account has passed an operator review of residency and sanctions screening; live orders are limited to Kraken spot BTC/USD long positions placed with your own venue API keys. We never hold your funds or your keys. Token, conversion, staking, liquidity, and public-chain actions remain unavailable.

1. The Service is beta software

The Service is provided on a beta basis. Features, pricing, data feeds and availability may change at any time without notice. The Service may contain bugs, experience downtime, or return delayed or incorrect data. You use it at your own risk and with the understanding that it is under active development.

2. Paper trading by default; live trading only for admitted accounts

By default, all trading through the public Service is simulated with virtual funds and has no real-world financial effect. A real-money (live) lane exists but is OFF by default: it becomes available only when a signed-in human enables it for their own account, after that account has passed our operator-side residency and sanctions review. Live orders are restricted to Kraken spot BTC/USD long positions, are placed with your own venue API key, and remain subject to hard order rails, including a USD 10,000 maximum notional per opening order. We never hold your funds or keys and never enable withdrawal permission. Agent keys and automated agents can never authorize live trading. Token deployment, conversion, staking, liquidity, and public-chain actions remain unavailable. We are not a broker, exchange, custodian or counterparty.

If you connect a venue credential, use a dedicated key with withdrawal permission disabled and review the Privacy Policy before consenting. Verification, encrypted storage and account admission do not guarantee account eligibility, continuous access, execution readiness, or independent security certification. Disconnecting from IOST does not revoke your key at the exchange or cancel orders there.

3. Not financial advice

Nothing in the Service — including AI trade scores, signals, probabilities, grades, analyses, or the output of any engine — constitutes financial, investment, legal or tax advice, or a recommendation, solicitation or offer to buy or sell any security or asset. All outputs are informational and generated by automated systems. You are solely responsible for your own investment decisions.

4. Your obligations

You must provide accurate information when creating an account and keep your credentials secure. You are responsible for all activity under your account.
You must not misuse the Service: no attempts to breach security, overload infrastructure, scrape at abusive rates, resell access, or use the Service for unlawful activity.
You must not rely on the Service for regulatory, tax or reporting obligations without independent verification.
You must not attempt to bypass the paper or live control rails, the account-admission review, or the order limits, and you must not use another person's credentials, venue keys or account.

5. Accounts and termination

You may close your account at any time. We may suspend or terminate access — with or without notice — for breach of these Terms, suspected abuse, security risk, or extended inactivity. On termination, your data will be deleted in accordance with our Privacy Policy.

6. Disclaimers and limitation of liability

The Service is provided "AS IS" and "AS AVAILABLE", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that market data, scores or signals will be accurate, complete or timely.

To the maximum extent permitted by law, the IOST Terminal project contributors and licensors shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or trading losses, arising out of or related to your use of the Service — even if advised of the possibility of such damages. Our aggregate liability for all claims shall not exceed the greater of $100 or the fees you paid us in the 12 months preceding the claim.

7. Applicable law and forum

These Terms are governed by, and construed in accordance with, the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict-of-laws rules. You and we submit to the exclusive jurisdiction of the courts of Ontario, Canada, sitting in Toronto.

Nothing in this section excludes any mandatory consumer protection, or any other right, that cannot lawfully be excluded or waived.

8. Changes to these Terms

We may update these Terms from time to time. Material changes will be announced in the Service. Continued use after changes take effect constitutes acceptance.

9. Contact

Questions about these Terms: iostcallister@hotmail.com.